Is your portfolio at a high?
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Original Wally
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Yup. Today. 
NW-Bound
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Well, I guess the way to get the Roth back above the $2M mark is to do a Roth conversion.
Wait! I did the one for this year already. Oh well.
Gloating causes jinxing. Should have kept it to meself.
Wait! I did the one for this year already. Oh well.
Gloating causes jinxing. Should have kept it to meself.
Keeps flirting with it but it's not that exciting.... if this is a new floor I'd be excited.
Did earn a comma in a sub account which was fun but keeps bouncing back and forth across that milestone mark and I don't expect to keep it especially since that account has net withdrawals.
Did earn a comma in a sub account which was fun but keeps bouncing back and forth across that milestone mark and I don't expect to keep it especially since that account has net withdrawals.
Ronstar
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DW earned a comma in her IRA a couple weeks ago. She was excited. Then she lost the comma. She was dejected. She got the comma back yesterday. She's not as excited as she was when she first got the comma, now that she knows that she can lose a comma as easily as getting one.
marko
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Comma comma comma comma comma Chameleon.....you come and go....you come and go.....
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The wife and I had just over $2 million in TIRA. I started converting about $280-300K annually to Roth since 2024. Next year I would have over $200K iny TIRA. After we will do the same with my wife's TIRA. It would take another 5-6 years. During these 8-9 years we have a total effective tax about 22%.
After All conversions we would have about $500K. At that point we will convert together about $100K until done. Effective tax will be about 12-13%.
After that very low taxes for ever. This will be a gift to my wife and kids. We will save taxes too LT.
Love this! Might have to learn it on the guitar and flesh out the rest of the Comma Chameleon lyrics!
NW-Bound
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Karma Chameleon sung by Boyd George
NW-Bound
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Dow Jones is up, but S&P is down, and NASDAQ is worse.
The reason: Dow Jones 30 has many components outside of the tech sector, and these do well today. Examples: JP Morgan, Visa, Home Depot, Procter & Gamble, 3M, etc... It's clearly a sector rotation.
NW-Bound
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I have not been doing conversion as high as you do, but over the years we have $2M in Roth now. Our tax-deferred accounts are still much larger than the Roth. Doing higher conversion will cost more in taxes, and I am not used to it yet. The annual growth in IRA is several times the conversion amount. Nice problem to have, but we are only a few years from RMD. Once RMD starts, our taxable accounts will grow from that RMD.
I am an active investor, and have been spoiled by trading in IRA and Roth IRA with no concern for taxes. I have to manage investment in the growing taxable account differently. Back to indexing? Arghh.
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street
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Yes, that is the case.
Andre1969
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I took a slight hit overall yesterday (6/16), but honestly was expecting to get hit worse. Oddly, despite Nasdaq taking such a hit, I had gains in Apple, Google (sorry, I can't call it "Alphabet"), and IBM. Amazon, Nvidia, AMD, Netflix, and Tesla all took hits, but I just happened to luck out, that I have a lot more AAPL/GOOGL than the rest of those. I also have some Visa and Altria (MO) stock, both of which did pretty good.
Anyway, as far as an ATH goes, on 6/15 I was at 98.94% of my peak on 6/2. I wasn't going to bother with the 6/16 numbers, but as I was typing this post, I got curious. Yesterday dropped me down to 98.60%. So, it wouldn't take too much of a rise to get me back to new peaks.
NW-Bound
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The future of Dow now trails that of NASDAQ. This market changes its mind every day. I guess only day traders can make money consistently, if they are successful. And I never day trade.
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NW-Bound
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Oops, I spoke too soon. The Dow now up, NASDAQ down. The sector rotation from tech is continuing. I actually like this. Blow off the foam on top of the mug, baby!
copyright1997reloaded
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Dtail
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Everything down now.
NW-Bound
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street
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What happened today!!!! Holy Moly things went south in a hurry. There was good news on spending even with inflation high. Everything went down the tube. Lol
That is why >>>
That is why >>>
Federal Reserve signaled a possible interest rate hike later in 2026, which pushed Treasury yields sharply higher and triggered broad selling—especially in major tech stocks.
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street
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Yep!!! Lol
marko
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Despite this week's rollercoaster, I'm down only $9k for the week. Futures look promising so I could end this shortened week at an ATH.
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