I am not sure of your point. That’s not how I am invested.
I didn't mean to imply that I was just thinking of something to compare against your results. Obviously not many people would be all-in on 20 year treasuries but one can calculate what income it might generate compared to other portfolio.
‘Ish” numbers are:
By the way the crow flys it’s only about 3 miles from the old place, but a world away. More private, better views. DW says we are never moving again, but this is our third “retirement” home.
How much do you have invested to get the monthly dividend income in your charts?
You don't have to answer this question if it's too personal, but what dollar amount represents 59% of your total portfolio?
That is a strong result for the first four months, with the big months to come. Is the annual forecast pushing past 300K? And tax wise, that probably is very efficient with the munis and qualified dividends. I know we have a significant chunk of the passive income coming from munis, as the tax equivalent yield has really inverted over other choices.
My yearly forecast number is $293,034, with $97,431 of that slated to be taxed. The actual numbers will be different because it looks like income is pacing a bit stronger.
That's great and thank you for sharing. That is very tax efficient, it seems. I was trying to study this info and combine it with the investment ratios you shared to see how one could get such am efficient mix, while balancing out the portfolio. (Personally we are stuck with a baseline of regular income that pushes things into a less efficient range).
I guess when you said that "this our last move" you forgot the magical "And this time, I really mean it!"By the way the crow flys it’s only about 3 miles from the old place, but a world away. More private, better views. DW says we are never moving again, but this is our third “retirement” home.
Our builder told us he has built a lot of forever homes for the same couples.
Suggestion: count on Fidelity for accounting/performance data. Their numbers drive tax reporting, and they are held to a very high standard.
I trust them but have had several issues. One is estimated distributions. In my mind, it should be a simple calculation. # of shares X declared distributions. Even on weekends when there is no change to the # of shares or the declared distributions, there have been swings of up to 7k from Saturday to Sunday. I called FIDO twice about it and they said that portion of their site is managed by a third party and was not not privy to their algorythm.
Asked and explained.....just check Sun through Friday. D
. The other issue I have is that 2.5 years ago, i combined all my tIRA and Roths into single tIRA and Roth since I turned 59.9. I had multiple accounts which reflected different time slices of my investment career. FIDO listed the consolidations as new contributions for that year which destroyed all my historical data. The money is there but does not accurately reflect when it came in.
