Just want to clarify my understanding.
Medicare has deductibles for Part A & B that I must pay before any Medicare plan G HD coverage kicks in.
After Medicare deductible is met, I must pay 20% coinsurance for part B
When the amount I’ve paid in total reaches $2800 (for 2024), my Plan G pays everything else as long as the provider participates in Medicare.
I’m leaning toward community rated plans (all pay same premium) or issue age plans (premiums not increased solely due to age) from a company with a good history of rate increases.
Part D prescription coverage is a separate topic.
Have I missed anything?
Medicare has deductibles for Part A & B that I must pay before any Medicare plan G HD coverage kicks in.
After Medicare deductible is met, I must pay 20% coinsurance for part B
When the amount I’ve paid in total reaches $2800 (for 2024), my Plan G pays everything else as long as the provider participates in Medicare.
I’m leaning toward community rated plans (all pay same premium) or issue age plans (premiums not increased solely due to age) from a company with a good history of rate increases.
Part D prescription coverage is a separate topic.
Have I missed anything?