Quick question. We have some mutual funds that we've been holding for quite a while in a taxable account that spin off dividends and capital gains every year. We don't need these for income right now, so in the interest of tax efficiency, we'd be better off if the MF were in an IRA. We could sell the MF in the taxable account and then re-buy it in the IRA, but then we'd be on the hook for tax on about $100k of LTCG. Is there any way to swap securities from a taxable brokerage account into an IRA without having to sell first...for example using a 60-day rollover? Or does it always have to be cash going into and out of an IRA? If it matters, this is at Schwab.