Really? You're not blaming the victim? Do you sleep with your phone next to your ear, and jump out of bed for every email you get? And even if you do, you're still screwed.
In five minutes, I received 8 emails from AOL on various security breeches, password changes, and email backup changes. And of 11 phone calls to AOL, the SOONEST they answered was 10 minutes. And even when they answer, they do NOTHING to help.
Tenant13 was diligent, but we can't be near our phones constantly. Just like we are not home 100% of the time, but we count on locks, cameras, and other items doing their best.
The fact is, these scammers and criminals are good. Andy until the FBI or someone in DOJ does something about it, this is going to continue in my opinion.