Fantasm
Recycles dryer sheets
I thought I made a lot at 23, you got me a bit jealous now
Thanks alot for your serious awnsers guys, much appreciated.
I am reading investopedia on a daily basis, any other sites that provide good info and tips? (Thanks alot for the bogleheads link)
As for RAMBO's question, I think municipal bonds have too much inflation risk, at least if that is all you are going to buy.
What kind of adviser would put a 21 year old with 30% of his money into that? Didn't you have to complete a suitability form? I hear FINRA calling...if you're still within your 30-day or 60-day free look period, you can still get it back with no penalties.
5% guaranteed for an income rider is nothing. Every company that has income riders has 5%+. Make sure you understand the difference between an income rider and a guaranteed cash accumulation. There are many fixed/index annuities that charge no wrap/account/management annual fees offering 7-8% guaranteed.
I don't think FINRA regulation applies in Canada..........
With the corresponding 15 year surrender periods?