Poll - Guaranteed Retired Pre-Tax Income Per Month - Please read first post for relevant sources before voting.

[ShokWaveRider]

For the purposes of this poll the definitions of Guaranteed Pre-Tax Income are:
Social Security (Self, Self + Spouse/Partner)
Pension Income (Company, Personal, Government, School, Foreign Country Pension etc.)
Guaranteed Annuities

Please Do NOT include:
Rental Property Income
RMDs
Withdrawals of any kind (IRA, 401k, Roth, Brokerage, Savings, Cash etc.)
Dividends that you use for income
Interest that you use for income
Royalties

 

[COcheesehead]

Per year, per month per?

 

[ShokWaveRider]

Per year, per month per?

Updated Title to Per Month, sorry I forgot that key point.

 

[PaunchyPirate]

I'm 63. I got nothing!

 

[ShokWaveRider]

I'm 63. I got nothing!

Then vote NONE!

 

[PaunchyPirate]

Then vote NONE!

I DID!

 

[Sunset]

Waiting to collect SS at 70 , so just minor amt. Did vote.

 

[erkevin]

pre-tax, post-tax?

 

[ShokWaveRider]

pre-tax, post-tax?

Pre Tax

 

[SnowballCamper]

Individual or household?

 

[Irishgirlyc58]

What's this information for?

 

[braumeister]

Doesn't seem to mean much unless stated as a percentage of basic expenses.

 

[ShokWaveRider]

What's this information for?

No reason, just for curiosities sake. It is interesting is all. So far a lot here are voting 10K +. That is not a shabby guaranteed income, add withdrawals from other sources and that can put folks into or above the top 5%.

 

[mrfeh]

Small monthly pension at age 60.

Of course, that will change quite a bit once we start SS.

 

[TheWizard]

I voted >$10k.
Part of my pension/annuity income is variable, based on the performance of the broad stock market. So that portion varies a bit each month generally upward...

 

[TheWizard]

No reason, just for curiosities sake. It is interesting is all. So far a lot here are voting 10K +. That is not a shabby guaranteed income, add withdrawals from other sources and that can put folks into or above the top 5%.

In my case, I have excess retirement income most months which I invest into my taxable account.
I don't typically do additional withdrawals for spending.
That account has grown by over $400k over the past decade...

 

[Irishgirlyc58]

No reason, just for curiosities sake. It is interesting is all. So far a lot here are voting 10K +. That is not a shabby guaranteed income, add withdrawals from other sources and that can put folks into or above the top 5%.

That's what I assumed but you never know!
I did vote-I'm in the last category.

 

[MarieIG]

We currently have triggered one pension and one annuity. A second annuity will start August 1st. We are both delaying SS to age 70.

I may or may not set up a QLAC with an inflation rider (which means low initial payments) for some additional tax smoothing and potential LTC, but haven't decided yet.

 

[Texas Proud]

Like others I am in the ZERO group as I have not started any of my guaranteed income streams..

And I will likely have only one when I do as I do not think I will amortize my retirement account but take a lump sum (roll over)..

 

[ncbill]

Bupkis as well...plan on starting SS between ages 67 & 70.

 

[N02L84ER]

None, for 3 1/2 more years.

 

[UpQuark]

I think it is confusing to mix single with household.

 

[GrayHare]

Unusual vote distribution so far. Instead of a bell curve, it's more a That Girl Hair curve.

 

[fosterscik]

Minimal (< 1k). That wil change once I'm 70 and claiming SS

 

[Gumby]

Two people who were max earners for 35 years and waited until 70 to collect social security would each receive $5181 per month in 2026, so $10,362 per month for the household or $124,344 for the year.

I suspect the high end of the poll curve skews to older couples.