Poll - Guaranteed Retired Pre-Tax Income Per Month - Please read first post for relevant sources before voting.

[TheWizard]

I think it is confusing to mix single with household.

Agree.
But that happens a lot, in various places...

 

[Sunset]

What's this information for?

Collecting for the new tax system

 

[Sunset]

I think it is confusing to mix single with household.

Plus the spouse could get upset about it

Like many polls here it's subject to interpretation, as a single could be a household, just as easily as a couple.

 

[Irishgirlyc58]

Collecting for the new tax system

No doubt!

 

[Irishgirlyc58]

Two people who were max earners for 35 years and waited until 70 to collect social security would each receive $5181 per month in 2026, so $10,362 per month for the household or $124,344 for the year.

I suspect the high end of the poll curve skews to older couples.

Who are you calling old!
I’m a single household so my income is all mine and the federal governments.
I seriously need to break up with them.

 

[Dash man]

Non cola pension and social security. DW starts social security in a few months, so I included that.

 

[Koolau]

Then vote NONE!

 

[EastWest Gal]

As of January 2025, I would have voted NONE. But we started SS this month. Total between us is in the $5000-7500 category.

 

[Koolau]

Who are you calling old!
I’m a single household so my income is all mine and the federal governments.
I seriously need to break up with them.

Yeah, they definitely skew your average household age higher!! 250 years old this year (well, the country's that old - not the gummint).

 

[Koolau]

Well at this point it looks like there's a 50/50 split above and below $5K/month - FWIW.

 

[Lewis Clark]

Currently only have one pension. Social Security (hopefully!) awaits for both of us in the future.

 

[disneysteve]

I voted $0 based on your definition though that is very much false. We have guaranteed income but you said interest doesn’t count. That means all of the guaranteed payments from Treasuries and CDs doesn’t matter for some reason.

 

[Drake3287]

Guaranteed, $14k per month between pension and SS, with interest from CD's, $17k. My non CD investments not included in total.

 

[Texas Proud]

Just might be my thinking... but I doubt there are many in the below $5K range on this board...

Either get a good amount or ZIP... waiting to start getting a good amount...

 

[ERD50]

And a non-COLA pension isn't the same as SocSec. With people not yet taking SS, and some taking early or late, it's tough to parse anything at all from this.

 

[Teacher Terry]

Thanks to the social security fairness act I receive 2k more a month than I used to get. I also have a pension. That was life changing for me.

 

[stepford]

I started getting a pension at 55 and started another small one at 65. So I added the two together and voted accordingly. It gets more complicated when you include my wife. She'll start her own pension next year. Then a couple of years after that I'll start SS and she'll get a spousal benefit. The combined number we expect to have at age 70+ is very different from the number at 65.

 

[GenXguy]

This seems pointless. I'm not drawing social security yet, and I'm not drawing on my MYGA's yet, but that money to start them came from other investments that aren't included here. And some people are single, some are married.

 

[SecondCor521]

56 and fully retired but not collecting SS, no pension, no annuities. So I voted zero.

Let me know if you want me to change my vote based on what my SS will be based on my current SS statements. I would like this poll to be as accurate as possible!

 

[old medic]

We will move up one bracket when DW pension starts in Oct.

 

[Surewhitey]

None for now. One day we'll be squarely in the middle.

 

[audreyh1]

I think it is confusing to mix single with household.

I’m afraid I never think otherwise. Everything is joint - income, taxes, assets. I think most will answer in terms of household and the OP asked for that.

 

[audreyh1]

Two people who were max earners for 35 years and waited until 70 to collect social security would each receive $5181 per month in 2026, so $10,362 per month for the household or $124,344 for the year.

I suspect the high end of the poll curve skews to older couples.

Exactly, two pensions, two SS.

 

[latexman]

DW and I have 3 non-COLA pensions. DW started drawing her SS at FRA. I am waiting to 70 to claim SS, but I carved out enough $'s for my anticipated SS and her bump-up with spousal when I file, so we can have it in our gogo years. So, I answered >$10k.

 

[erkevin]

Unusual vote distribution so far. Instead of a bell curve, it's more a That Girl Hair curve.

"That Girl" Hair Curve. Man, you must be old! Wait, I get that reference too......that means I am also old .