Poll - Guaranteed Retired Pre-Tax Income Per Month - Please read first post for relevant sources before voting.

[ERD50]

56 and fully retired but not collecting SS, no pension, no annuities. So I voted zero.

Let me know if you want me to change my vote based on what my SS will be based on my current SS statements. I would like this poll to be as accurate as possible!

That train already left the station. The poll is a mish-mash of before/after SS/pensions, COLA/NON-COLA, married/single, etc.

 

[SecondCor521]

That train already left the station. The poll is a mish-mash of before/after SS/pensions, COLA/NON-COLA, married/single, etc.

Oh, I know. That's why I put the ROFL emoji.

Most polls here, including the ones I occasionally do, are of dubious value other than for entertainment.

 

[rdy2go]

With two SS checks and two pension checks coming in each month we are making about what we did while working. Ive been retired for almost ten years and have not needed to tap our retirement investments. The pile just keeps growing and RMD's are reinvested in taxable funds. Life is good.

 

[jollystomper]

For DW and I, currently: $6.8K (and our poll answer), my pension and her SS.

If I take SS when I turn 68 this year: $12.6K.

if I take SS at age 70: $13.1K.

 

[Time2]

I continue reading all the comments just to get an idea of what this poll is about.?

I think it is clear what it is about! It is just that posters want it to be about something else.

 

[Time2]

...retired for almost ten years and have not needed to tap our retirement investments. The pile just keeps growing and RMD's are reinvested in taxable funds. Life is good.

I know! Why were we frugal and why do we continue to be frugal.
That's rhetorica!

 

[HI Bill]

I voted none, as I'm not taking SS yet, don't have a pension, etc. I suspect that most FIRE folks are in that same boat before SS/pensions kick in.

 

[APP01]

None here as well. SS for us does not start for 5 more years

 

[rkser]

Both of our SS will be around $5k

 

[TickTock]

Just consider it as "guaranteed for life monthly income sources now that you are fully retired". As I understand it, that was the OPs intent all along.

 

[Dalton]

Zilch.

I'll come back to this thread and edit this placeholder post, when I start collecting SS in 6+ years.

 

[ShokWaveRider]

Just consider it as "guaranteed for life monthly income sources now that you are fully retired". As I understand it, that was the OPs intent all along.

Yup, exactly!

 

[1242Vintage]

We are north of $15k per month of pension income. Pensions have COLAs. Haven’t started social security yet.

Does not include income from rental property LLC and investment portfolio. We’ve been reinvesting income from both of these sources.

 

[ShokWaveRider]

I think the results here speak for themselves. I would think that those in the top 3 choices ($5k to $10k) are pretty well off and account for 52% of the vote. As I suspected folks here are pretty well off. If we add those with "None" as their answer and make a loose assumption that they are early retired and have the finances to accommodate their lifestyle but not yet collecting SS or a Pension, it pretty much sums up the membership.

 

[FatCyclist]

Voted none as DW and I haven’t started SS yet. We do have a TIPS ladder that I consider guaranteed income, but the poll doesn’t.

 

[disneysteve]

I just changed my vote from $0 to <$1,000. DW filed for SS and should get her first check in March for $870.

 

[Perryinva]

We are at just over $10k, collecting pensions and SS. Not that we have one, but if you won a lottery and took the annuity, that should count, too!! While we could live on just that, obviously, I take BTD as a condition of retirement. And as I saw in the “How much has your portfolio grown per month since retirement” thread, I am closer to the bottom of the posters that answered, but still, it grows about $10k/month. BTD without it being a waste can be challenging.

 

[Flieger]

Between 1000 and 3000 with DW's SS. Will move to minimum 5000 to 7500 depending when I start SS from now to 67.

Flieger

 

[zippy2020]

No reason, just for curiosities sake. It is interesting is all. So far a lot here are voting 10K +. That is not a shabby guaranteed income, add withdrawals from other sources and that can put folks into or above the top 5%.

Not in California, LOL! Spouse and I (no kids) barely make it into the top 13%.

But no, we're never moving. Family is here, monthly expenses moderately low, and we absolutely adore the beauty of the area around us (as well as the politics , since we're both PoC).

 

[cyber888]

In NC, we're fine with the $5000-$7500 bracket with no mortgage. Expenses around $70K-$72K including discretionary International Travel.
Still on the ACA health insurance, so no withdrawals from the 401k to keep my healthcare insurance low.
DW is on Medicare now.
Once I get Medicare, I might convert some 401k fund to a lifetime annuity (which will be near 8% rate) to bump up our basic fixed income, since we got no kids. (That's the plan).