I voted 45-54%. My software says 52% but my taxable accounts are as of July 31, retirement account are as of June 30. I generally update taxable monthly, retirement quarterly. Of course, I do monitor the market and have made several purchases recently, but do not run totals except occasionally, and the new money into the market was offset by decreases in value of older holdings. Ask me again about Oct 10th and I'll have a current picture.