Poll: What kind of investor are you?

[wabmester]

Just curious what sort of mix we have here. Post a message with your annualized returns if you're bold enough to tell us how well your strategy had performed!

 

[HFWR]

slicer - 3.5% as of yesterday

 

[yakers]

A little bit of everything?

401k in index funds, Roth IRA in Vanguard Asset Allocation fund, 6 DRIP stocks, a few ibonds, money market and a paid off house. It works for me. I would like to add REITs but not right now.

Closed out trading account at Quick & Reiley, took too much time and fees.

 

[brewer12345]

How are you guys calculating returns? With all of the cash going in, cash coming out, dividends, trades, etc., it is NOT simple for my portfolio. That's why I don't really try to do it.

 

[azanon]

Quicken could give me my real return.  I imagine the mathematics would be atrocious done manually, but supposedly if you enter every transaction into quicken with the proper amounts, those return charts will indeed be accurate and will property weight the return.

 

[SteveR]

I think I am sort of into everything right now. I have two roll over IRAs that have over 35 differnet items together in a mix of equities, tax free muni, indivudual stocks, ST and LT bond ladders, CDs, several low fee index funds, and a money market account. I guess you could say RE too since I have a house and a cabin with land. My after tax is a mish-mosh (sp) of individual stocks I have "played with" over the past 15 years. My 401(k) is aggessive growth funds and DWs 401(k) is in company stock and a mix of funds.

Growth....hard to calculate due to the mix but Money says it is up 4% for the year so far.

 

[brewer12345]

Quicken could give me my real return.  I imagine the mathematics would be atrocious done manually, but supposedly if you enter every transaction into quicken with the proper amounts, those return charts will indeed be accurate and will property weight the return.

Hahahahah! I spent two months wrestling with quicken and then deleted the infernal thing. No thanks. Intuit really knows how to take simple, effective products and screw them up.

 

[Mr._johngalt]

Hahahahah!  I spent two months wrestling with quicken and then deleted the infernal thing.  No thanks.  Intuit really knows how to take simple, effective products and screw them up.

One word..........old envelopes. You don't need no stiiiiiiiiiiiiiiking
spreadsheets.

JG

 

[REWahoo]

One word..........old envelopes.

Psssssst. JG. That's two words. REW

 

[Mr._johngalt]

Psssssst.  JG.  That's two words.   REW

Gosh I just love it when you pay attention.

JG

 

[REWahoo]

Gosh I just love it when you pay attention.

JG

tic, toc, etc...

 

[Mr._johngalt]

How are you guys calculating returns?  With all of the cash going in, cash coming out, dividends, trades, etc., it is NOT simple for my portfolio.  That's why I don't really try to do it.

Don't care. If net worth stays up, I have no interest at all.

JG

 

[MJ]

Gosh I just love it when you pay attention.

JG

Gee JG,
I just luv it when you show off your imperfection.

 

[Arif]

Our IRAs are up 13% this year on 10 value stocks. I use a stock screen so I can't take credit for the returns. BTW- This same screen was up 30+% last year. As for the RE I just watch the comps increase.

 

[Spanky]

slice and dice plus sector timing - YTD 5.9%.

 

[Cut-Throat]

Our IRAs are up 13% this year on 10 value stocks. I use a stock screen so I can't take credit for the returns. BTW- This same screen was up 30+% last year. As for the RE I just watch the comps increase.

Are you telling us that your entire portfolio is made up of 10 value stocks? If not, what is your overall YTD %.

 

[wildcat]

I go with 85% base portfolio of domestic and intl' equity funds (mostly index)/commodity fund/very small intl' bond allocation

I play with the other 15% which is invested in certain themes I believe will play out, stocks that I feel might be undervalued and/or any sector I feel is particularly attractive.

So I guess I am a drift investor outside of my core with a tilt towards value.  Too hard to categorize.

Return is hard for me to calculate as Brew pointed out.  I have made some decent timing on a few funds/stocks.  Missed the big runs on a lot of index funds, i.e. for example diversifying into emerging markets early this year after it has done well over the last few years.  I was in the process of building my "core" portfolio so I ignored timing but still made some money.

Made money on - NCC, LEV, CAH, most funds are up a little as the market has done okay

Biggest mistake & biggest opportunity lost - holding the Total Market Index fund the past few years before figuring out an allocation.  So missed out big on small cap run.  

Have made some bets with play money on Eastern/Central Euro fund.  Happen to believe that is the best emerging area with maybe a few exceptions around Asia.  China and India seem to be too much of a bubble.  Harvest Resources HNR (very small bet given the risk involved with Venezuela and bought around 52 week low).  Basically an idea that the situation will work out.  See some I like but not at current prices.    

 

[maddythebeagle]

REWahoo: glad you are taking notes on some folks posts and I thought it was "dirty coffee ground stained envelopes out of the trash with a piece of snot rag stuck to the back".

401k- dca into index funds, taxable accounts- dca into 30+ drips with growing dividends, roth-some individual stocks with with increasing dividends and some etfs. buy and hold and look to buy at good prices.

Dont track performance. More impressed with tracking net worth based on age and meeting savings goals each year.

 

[wabmester]

So I guess I am a drift investor outside of my core with a tilt towards value.

Cool -- sounds like something I might order at Starbucks.

I try to look for wacky supply/demand imbalances.   I love waterfront real estate, for example.   Demand is always high (unless you're in a huricane zone), and supply is always limited.   Oil has similar characteristics, but it's been overplayed recently.   Health care is a good long-term bet.    When I can't find any imbalanced trends, I just put my faith in efficient markets and ride on top of the total world market (at least as far as my stock allocation goes).

 

[Arif]

Are you telling us that your entire portfolio is made up of 10 value stocks? If not, what is your overall YTD %.

That is our IRAs which only has about 50k. A large majority of our networth is tied up in RE which has returned about 100%. Our short term cash of about 20k is returning 3.15% in a ING account but is earmarked for a flip I have a contract on. I don't like to count the returns in RE because depending on the cash required to acquire the property the return can be over 300% (not annualized)believe it or not.

 

[REWahoo]

I don't like to count the returns in RE because depending on the cash required to acquire the property the return can be over 300% (not annualized)believe it or not.

...in a flash when the RE bubble bursts.

Just havin' some fun with ya'... REW

 

[Arif]

...in a flash when the RE bubble bursts.

No suds here in Augusta unless you count the beer :

 

[Mr._johngalt]

I would say all bonds together (mostly junk) yield about 7%
per annum. CDs and MMs average 3%. Real estate (half of our net worth)...............
I have no idea. Just know it's up.


JG

 

[bosco]

Quicken could give me my real return. I imagine the mathematics would be atrocious done manually, but supposedly if you enter every transaction into quicken with the proper amounts, those return charts will indeed be accurate and will property weight the return.

I'm just not willing to risk it. I have a tooth that is still under my pillow since I was 5........

 

[JohnP]

I'm eclectic - or eccentric - mostly S&D with some mad money as in unclemick2 - follow momentum @ bob's just for an alternative view - 30% cash/bonds, 20% International, 50% LC & MC -

YTD portfolio is up 4.5%

JohnP