Floralscent
Dryer sheet wannabe
Hello! Thank you all for this great forum...I have learned so much recently.
Early retirement is the plan for us mid to late 2025. We are currently on employer sponsored health plans and I find our coverage, premiums and MOOP to be reasonable, considering the high cost of everything these days. We will qualify for tax credit with ACA and are looking at plans right now.
Looking ahead to drug coverage in retirement- has anyone used the free prescription savings plans? Not sure I can say the names of them here (one starts with the word good) and they are appear to be free but maybe I am wrong. Does one just show the pharmacy a barcode or something for the drug that you are needing and then they discount the price? Do you use this only if the drug is not covered by insurance or does it help discount your drug cost even if covered by insurance?
Does anyone have experience with these savings and are these savings only good when you don't have ins coverage for a drug? Any info you can share is certainly welcome and thanks so much!
Early retirement is the plan for us mid to late 2025. We are currently on employer sponsored health plans and I find our coverage, premiums and MOOP to be reasonable, considering the high cost of everything these days. We will qualify for tax credit with ACA and are looking at plans right now.
Looking ahead to drug coverage in retirement- has anyone used the free prescription savings plans? Not sure I can say the names of them here (one starts with the word good) and they are appear to be free but maybe I am wrong. Does one just show the pharmacy a barcode or something for the drug that you are needing and then they discount the price? Do you use this only if the drug is not covered by insurance or does it help discount your drug cost even if covered by insurance?
Does anyone have experience with these savings and are these savings only good when you don't have ins coverage for a drug? Any info you can share is certainly welcome and thanks so much!