Yellowjacket
Dryer sheet wannabe
I currently have my 401k 100% invested in stocks. This is a conscious decision due to my age, pension, and defined contribution plan. My 401k stock allocation has drifted from my initial allocation of:
50% Russell 1000
20% Small Cap
20% International MSCI EAFE
10% Emerging market
I understand the need to rebalance to keep stock and bond allocations at the appropriate AA percentage. However since I am at 100 % stock is there a need to rebalance the individual stock percentages or should I leave them alone? Domestic stocks have done well this year while international stocks have struggled. I anticipate that this will change and I am not trying to time the markets. My desire is to have well diversified portfolio using index funds with low fees....
50% Russell 1000
20% Small Cap
20% International MSCI EAFE
10% Emerging market
I understand the need to rebalance to keep stock and bond allocations at the appropriate AA percentage. However since I am at 100 % stock is there a need to rebalance the individual stock percentages or should I leave them alone? Domestic stocks have done well this year while international stocks have struggled. I anticipate that this will change and I am not trying to time the markets. My desire is to have well diversified portfolio using index funds with low fees....