tominboise
Recycles dryer sheets
Our current allocation of our portfolio is:
Stock Funds - 61.1%
Bond Funds - 25.5%
Cash - 8.3%
CDs/Tbills - 5.0%
I am thinking to rebalance a bit and carve some off of the stock funds to get below 60%, since the market has recovered some lately. I was thinking of buying straight corporate AAA bonds with the rebalance dollars. That made me look and think about my current bond fund collection and does it make sense these days. The percentages listed are my holdings in these funds as a percentage of my total holdings in Bond funds.
My current bond funds are:
Do people put money in bond funds any more? Should I consolidate these somewhat into something like BND? I was contemplating leaving the FIPDX and VCSH alone, and consolidating the other three into BND.
Stock Funds - 61.1%
Bond Funds - 25.5%
Cash - 8.3%
CDs/Tbills - 5.0%
I am thinking to rebalance a bit and carve some off of the stock funds to get below 60%, since the market has recovered some lately. I was thinking of buying straight corporate AAA bonds with the rebalance dollars. That made me look and think about my current bond fund collection and does it make sense these days. The percentages listed are my holdings in these funds as a percentage of my total holdings in Bond funds.
My current bond funds are:
FIPDX | FIDELITY INFLAT-PROT BD INDEX FUND | 9.00% |
FUMBX | FIDELITY SHORT TERM TREASURY BOND INDEX | 7.92% |
VCSH | VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS | 5.97% |
FUAMX | FID INTER TREASURY BOND INDEX FUND | 4.85% |
VCIT | VANGUARD SCOTTSDALE FUNDS VANGUARD INTER-TERM CORP BD ETF | 4.17% |
Do people put money in bond funds any more? Should I consolidate these somewhat into something like BND? I was contemplating leaving the FIPDX and VCSH alone, and consolidating the other three into BND.
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