Restaurant adding fee for use of credit card


Eating out is not a basic need, it’s entirely discretionary.
Maybe for you! :facepalm:

Mom didn't/couldn’t cook and ate out morning, noon and night all of her life. When Covid came and there was talk of restaurants being closed she said: "But how are people going to eat?" She was only half kidding....she was pretty serious.
 
Maybe for you! :facepalm:

Mom didn't/couldn’t cook and ate out morning, noon and night all of her life. When Covid came and there was talk of restaurants being closed she said: "But how are people going to eat?" She was only half kidding....she was pretty serious.
Some folks may think that's hyperbole, but one of my neighbors is the same. The husband considers himself a bit of a gourmet, and the wife is a committed vegan. In the 15 years they have lived on this street their kitchen has never been used. Every single meal is either eaten at a restaurant or delivered.
They have a few other quirks as well. :rolleyes:
 
And we are voting with our wallets. I enjoy live shows, eating out, and spending money on places where I want to stay. If it’s too expensive, I don’t go. But I don’t work/save to hoard money, I work/save to enjoy life. As for the recession, seems like we’ve been waiting for that for long time?

I live in a VHCOL area. I would have said HCOL until recently, but in the local news there are articles stating that 1 out of 14 people are millionaires and home prices are a million+. And that’s just Seattle. I image the ratio is worse on the Eastside (Bellevue/Redmond/Sammamish), where there is more wealth. It amazes me how much wealth has accumulated in this area.

So lots of discretionary income in this part of the world and even with higher prices, a few percent here or there isn’t going to make a difference. I’m skeptical even the eventual recession will have a big impact (the tech layoffs sure didn’t).

It makes a much bigger difference in areas more aligned with America's average working and middle class: restaurants, local entertainment, etc becomes much more reasonably priced and theme parks or other regional attractions offer many promos you don't see during more robust times.

I didn't really mention anything re: hoarding. Not sure if you were just sharing your thoughts in general around that or if it was directed at another poster perhaps?

I don't hoard money, but I cannot enjoy an experience or product if I feel the money charged doesn't align with the value it represents or the business is taking advantage of me.

Maybe if I was a higher earner during my career and had amassed far more $$$ than I'd ever need, I'd be more relaxed about that.
 
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Sorry, didn’t need to imply that you are hoarding, just sharing general thoughts.

I think we’re in agreement on spending money on things you value. Sometimes the costs will be higher than we like, but that seems to be the way it is now.
 
I don't hoard money, but I cannot enjoy an experience or product if I feel the money charged doesn't align with the value it represents or the business is taking advantage of me.
+1 I was raised to understand the value of a dollar and to know the difference between "need" and "want". There is nothing like experiencing buyers remorse a couple of times and feeling like a sucker to make you consider your purchases more carefully.
 
Some folks may think that's hyperbole, but one of my neighbors is the same. The husband considers himself a bit of a gourmet, and the wife is a committed vegan. In the 15 years they have lived on this street their kitchen has never been used. Every single meal is either eaten at a restaurant or delivered.
A friend once went to a benefit at the palatial home of two of the major benefactors of the charity she ran. She admired their glorious, state-of-the-art kitchen and the wife said, "Oh, we don't really use it. We eat out every night".

I find that after years of business dinners at fancy restaurants with high prices, I don't get that much pleasure out of the extra bucks. I'm happier with non-chain, family-owned, preferably ethnic. I haven't seen any here add the surcharge for credit cards but if they do I'll decide if the out-the-door cost is still worth it.
 
This weeks encounters:
Emergency vet visit: surcharge for credit card/discount for cash.
Optometrist eye exam and glasses with new prescription: surcharge for credit card/discount for cash.
Buying a 9 year old used lawn mower ($3K) from a farm implement dealer: since I am an out of state customer (36 miles from the state line, 110 miles from my house to the dealership) they would accept cash or a bank wire ONLY.
 
All our local service people - landscaping, roofing, HVAC, etc seem to now be charging service fees for credit card, as are all doctors' offices.
 
All our local service people - landscaping, roofing, HVAC, etc seem to now be charging service fees for credit card, as are all doctors' offices.
Have not seen one example of the above here in West Central FLA.
 
Some folks may think that's hyperbole, but one of my neighbors is the same. The husband considers himself a bit of a gourmet, and the wife is a committed vegan. In the 15 years they have lived on this street their kitchen has never been used. Every single meal is either eaten at a restaurant or delivered.
They have a few other quirks as well. :rolleyes:
Not hyperbole at all. The best mom could do was make coffee and maybe a sandwich. Her idea of "eating in" was ordering delivery. My brother and I grew up in restaurants to the point where our regular waiters became our "uncles" when we were young. Her own mother didn't cook either. The family joke was that she knew where the kitchen was but never went in there. Gramps hired a cook.
 
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Perhaps most restaurants will eventually charge for use of CCs. But for now, they're off my very limited list of restaurants I will eat at. Just sayin', so YMMV.
 
Not hyperbole at all. The best mom could do was make coffee and maybe a sandwich. Her idea of "eating in" was ordering delivery. My brother and I grew up in restaurants to the point where our regular waiters became our "uncles" when we were young. Her own mother didn't cook either. The family joke was that she knew where the kitchen was but never went in there. Gramps hired a cook.
I grew up with a parent that couldn't even make coffee. They drank Sanka, and we almost never went out to eat. For lunch each day I was given a thermos of canned soup. Otherwise, my childhood diet was burnt eggs, burnt toast, burnt steaks, powdered potatoes, canned corn and frozen fish sticks until I was old enough to learn how to cook for myself.
 
I grew up with a parent that couldn't even make coffee. They drank Sanka, and we almost never went out to eat. For lunch each day I was given a thermos of canned soup. Otherwise, my childhood diet was burnt eggs, burnt toast, burnt steaks, powdered potatoes, canned corn and frozen fish sticks until I was old enough to learn how to cook for myself.
DW isn't a great cook, but she really doesn't like me in the kitchen. She accuses me of being unable to boil water without burning it.:facepalm:
 
I grew up with a parent that couldn't even make coffee. They drank Sanka, and we almost never went out to eat. For lunch each day I was given a thermos of canned soup. Otherwise, my childhood diet was burnt eggs, burnt toast, burnt steaks, powdered potatoes, canned corn and frozen fish sticks until I was old enough to learn how to cook for myself.
Wow! This blows my mind as I grew up in a family where my mom was a great and adventurous cook, and came from a family of amazing cooks/culinary tradition. This was wonderful growing up. In-laws still tease us about how often we talk about food when we get together.
 
I grew up with a parent that couldn't even make coffee. They drank Sanka, and we almost never went out to eat. For lunch each day I was given a thermos of canned soup. Otherwise, my childhood diet was burnt eggs, burnt toast, burnt steaks, powdered potatoes, canned corn and frozen fish sticks until I was old enough to learn how to cook for myself.
we regularly had mrs. pauls fish sticks. slightly burnt on the bottom. remember swanson's tv dinners? which was your favorite? the meatloaf, turkey, salsbury steak? i loved the little cherry cobbler desert on top in the middle. DW on the other hand is a fantastic cook. didn't know what i didn't know till i got married.
 
I think my mother's cooking was a key part of her plan to get us to leave home expeditiously after high school.
 
I remember DM telling my brother who loved to eat that he better learn to cook, because there was no guarantee that his wife could cook! And by god he took that seriously and is a very good cook.
 
Wow! This blows my mind as I grew up in a family where my mom was a great and adventurous cook, and came from a family of amazing cooks/culinary tradition. This was wonderful growing up. In-laws still tease us about how often we talk about food when we get together.
My parent arrived in the United States as a child refugee after WWII. She would sometimes make a casserole from her childhood, but either it wasn't a good recipe or she didn't make it properly. My better-half also grew up with a single parent. She sat at a table with her siblings and ate pasta and salad 6 night a week.

As far as CC fees. What I struggle to understand is that the 3% Visa/MC fee pales in comparison to the cost of the terminal (rent and transaction fees). For many small businesses, those fees are over 10%.

Oh, and Gorton's was what our supermarket carried growing up.
 
She would sometimes make a casserole from her childhood, but either it wasn't a good recipe or she didn't make it properly.
Growing up in the UK, Sunday was the "roast" - either a whole chicken, leg of lamb, side of beef, etc. Served as late lunch in the winter (to heat the house from the oven), or dinner in the summer. If you wanted more you would put a piece of bread on your plate and sop up the gravy.
That meant Monday was "cold meat and chips" - the decent leftover cuts sliced off the joint, and potatoes.
Tuesday was the dreaded casserole - whatever meat and veg was left from sunday.
 
Growing up in the UK, Sunday was the "roast" - either a whole chicken, leg of lamb, side of beef, etc. Served as late lunch in the winter (to heat the house from the oven), or dinner in the summer. If you wanted more you would put a piece of bread on your plate and sop up the gravy.
That meant Monday was "cold meat and chips" - the decent leftover cuts sliced off the joint, and potatoes.
Tuesday was the dreaded casserole - whatever meat and veg was left from sunday.
My mom could do wonders with left-overs. But occasionally, something had sat too long and we'd all get 24 hour stomach flu - except my dad. He NEVER got sick (and then he got an ulcer, so I guess he had a lot of stomach acid.)
 
Back to the thread, I just saw on Twitter that some restaurant is charging a 6% "carbon fee" whatever that means. I'm pretty much ok with the CC fee but, rather than just not going back, I'd speak to the manager about a carbon fee...maybe demand that it be removed.
 
Cash handling does have costs.

Whether the costs are as great as credit card fees would depend.

But if say 75% or more of the patrons are using credit cards but a small but significant percentage insist on cash, they may need employees to count the cash, make sure it balances and then prep it for deposit.

They either have to send employees to the bank or hire armored vehicles to collect and deposit the cash.
Yeah, I think we've discussed that, and it's certainly not "free" to manage currency.

The galling part is that we've used currency for thousands of years, but only now do they think they can charge a fee for using it.
 
Back to the thread, I just saw on Twitter that some restaurant is charging a 6% "carbon fee" whatever that means. I'm pretty much ok with the CC fee but, rather than just not going back, I'd speak to the manager about a carbon fee...maybe demand that it be removed.
That seems to be the trend: put the customer in the awkward position of challenging the junk fees. Like the default 20% tip when you walk up to the counter and pick up your order, or the 3% auto charge for whatever the latest sad news story. Even if it says "optional" if they default to "yes" you look like a jerk if you opt out. And walk out feeling worse either way...if you don't want to look like a jerk, you grin and bear it, walking out stressed. If you don't mind looking like a jerk, you challenge it, and walk out stressed. The psychologists have proven that the last thing that happens in an encounter is more highly influencal when thinking back on the encounter. I think all of these junk charges are going to sour people on going to these places. For me, the hipster places are on my "generally avoid" list because of these kinds of processes.
 
Back to the thread, I just saw on Twitter that some restaurant is charging a 6% "carbon fee" whatever that means. I'm pretty much ok with the CC fee but, rather than just not going back, I'd speak to the manager about a carbon fee...maybe demand that it be removed.
If he burns my food (turns it into carbon) that's on HIM! I don't want to pay for it.
 
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