steakis4closers
Dryer sheet aficionado
I have a 1 yo, hopefully will have a few more. I am 34 yo. My wife is 31 just graduating nursing school, hoping to be a crna down the line. I'll be happy to call it a day at that point as crna makes a nice salary.
We are both army reservists. I just promoted to major and when I hit 60 will get retirement of 2800.00 a month. 3400.00 if I stick around past my 20 year mark and promote to lieutenant Colonel. My wifes pension when she turns 60 will be maybe 1500.00, has a lot less"points" then me. Just means I've put a lot more days in as a soldier, so my retirement is bigger.
I was on active duty for 8 years. Decided it was time to call it, wasn't enjoying it anymore, so left active duty(full time military) to army reserve (part time military).
My civilian job i just started in January of this year. I work in home insurance. Chill gig, just answer questions from home, help ppl with their policies, sometimes sell policies in certain situations. With bonus included, 401k match, pension, I'll make about 80000 now that I have my property and casualty license. I can't complain at all. Wfh, job is not even 5% the stress level my last job on active duty had. Its honestly pretty easy. I'll probably ride this gig out until I call it a day and retire.
We have 3 rental properties, about 300000 in debt, 500000 equity. I am looking to sell these over the next few years and invest in index funds.
When my wife gets to be a crna, she gets bonus from military, its like 25000 extra a year for part time service. 25000 or 40000 I can't recall. Plus what she was already making as a part time army reservist. So between crna and military, she might bring in 250000 or so. I see myself quitting my job at that point. My wife agrees.
I don't mind my job nowadays. I won't hesitate to retire once I feel secure in it. I had about 9 months off between leaving active duty and getting this insurance job. Really loved the time off. Definitely did not want to go back to work lol. And I did get a taste for what it would be like retired. Money didn't stress me I had savings. I got lonely as everyone is busy working themselves to death and busy with kids, aging parents and 100 other problems. It was like summer break as a kid, but the other kids were strangely absent. lonely but I still loved it. Point being I realized I will adjust well into retirement and work isn't optimal for me. Ill adjust well to retirement when my time comes. I am not against working in retirement, it just has to be for something that has me excited.
My wife, I think she will work part time into old age lol. She has always liked work. She even likes her time in the military generally speaking! Lmao I mostly hated the military the whole time.
We really love our son. He is so much more and better then what we imagined it would be like (bring a parent). We are impressed with our product I guess you could say. We want more kids.
I am a funny case study with kids tbh, I don't like to spend a ton of time with him. I am always afraid he will hurt himself. And I get bored playing with him and trying to figure out why he is crying ect. My wife has such a duality in regards to spending time with him. She dearly loves time with him, playing with him, snuggling ect. But on the other hand she can't stand his crying and she gets tuckered out. So neither of us stayed home to take care of him, we both work.
All the same, I'll take as many more as I can get. And yes they are expensive. It is true they can be cheap.I just elected to spend more money on him, things like more expensive childcare for example. I had him signed up for daycare before he was born but his mother and I, after he arrived we no longer felt comfortable sending him there. After meeting our little one and getting an understanding of what he wants and needs, we realized daycare was not what we felt would go well for him. So we have a nanny. I've been given extra money outside of our salaries and rental properties to pay the nannies salary, I am grateful to my benefactor for this and I will continue to be able to pay the nanny until my son goes to school. Costs about 47000 a year for the nanny at this point.
My wife will start work as a nurse by next summer at latest. She will make about 80000 a year or so. Hopefully in 1-3 years she can attend crna school and jump her pay closer to 200000 for her civilian job. Crna school is 36 months. I will give my wife my GI bill for it, which covers tuition and gives some money to live on too.
So I am a few years out from retirement at best. And it's just retirement for me, my wife will keep working.and no doubt I'll be helping my children in various ways a lot. I am lucky my wife does enthusiastically agree I should retire early, she thinks that would be best for me, we've been married about 11 years and of course she know me well.
We live with my mom and step dad. It's a big house so there is enough room/ seperation. Truth is, I am too cheap to buy a home with mortgage prices being what they are. I also like living with my parents for the most part. Yeah my dad hassles me about grill placement and use, and yes it isn't as nice as we are accustomed to but I like my parents and they help with my kid a lot too. Very beneficial for the kids development.
My wife is not fond overall of living with the parents. I am trying to convince her to want to stay. She does like many aspects of living with my parents. We will see what happens I guess.
We are both army reservists. I just promoted to major and when I hit 60 will get retirement of 2800.00 a month. 3400.00 if I stick around past my 20 year mark and promote to lieutenant Colonel. My wifes pension when she turns 60 will be maybe 1500.00, has a lot less"points" then me. Just means I've put a lot more days in as a soldier, so my retirement is bigger.
I was on active duty for 8 years. Decided it was time to call it, wasn't enjoying it anymore, so left active duty(full time military) to army reserve (part time military).
My civilian job i just started in January of this year. I work in home insurance. Chill gig, just answer questions from home, help ppl with their policies, sometimes sell policies in certain situations. With bonus included, 401k match, pension, I'll make about 80000 now that I have my property and casualty license. I can't complain at all. Wfh, job is not even 5% the stress level my last job on active duty had. Its honestly pretty easy. I'll probably ride this gig out until I call it a day and retire.
We have 3 rental properties, about 300000 in debt, 500000 equity. I am looking to sell these over the next few years and invest in index funds.
When my wife gets to be a crna, she gets bonus from military, its like 25000 extra a year for part time service. 25000 or 40000 I can't recall. Plus what she was already making as a part time army reservist. So between crna and military, she might bring in 250000 or so. I see myself quitting my job at that point. My wife agrees.
I don't mind my job nowadays. I won't hesitate to retire once I feel secure in it. I had about 9 months off between leaving active duty and getting this insurance job. Really loved the time off. Definitely did not want to go back to work lol. And I did get a taste for what it would be like retired. Money didn't stress me I had savings. I got lonely as everyone is busy working themselves to death and busy with kids, aging parents and 100 other problems. It was like summer break as a kid, but the other kids were strangely absent. lonely but I still loved it. Point being I realized I will adjust well into retirement and work isn't optimal for me. Ill adjust well to retirement when my time comes. I am not against working in retirement, it just has to be for something that has me excited.
My wife, I think she will work part time into old age lol. She has always liked work. She even likes her time in the military generally speaking! Lmao I mostly hated the military the whole time.
We really love our son. He is so much more and better then what we imagined it would be like (bring a parent). We are impressed with our product I guess you could say. We want more kids.
I am a funny case study with kids tbh, I don't like to spend a ton of time with him. I am always afraid he will hurt himself. And I get bored playing with him and trying to figure out why he is crying ect. My wife has such a duality in regards to spending time with him. She dearly loves time with him, playing with him, snuggling ect. But on the other hand she can't stand his crying and she gets tuckered out. So neither of us stayed home to take care of him, we both work.
All the same, I'll take as many more as I can get. And yes they are expensive. It is true they can be cheap.I just elected to spend more money on him, things like more expensive childcare for example. I had him signed up for daycare before he was born but his mother and I, after he arrived we no longer felt comfortable sending him there. After meeting our little one and getting an understanding of what he wants and needs, we realized daycare was not what we felt would go well for him. So we have a nanny. I've been given extra money outside of our salaries and rental properties to pay the nannies salary, I am grateful to my benefactor for this and I will continue to be able to pay the nanny until my son goes to school. Costs about 47000 a year for the nanny at this point.
My wife will start work as a nurse by next summer at latest. She will make about 80000 a year or so. Hopefully in 1-3 years she can attend crna school and jump her pay closer to 200000 for her civilian job. Crna school is 36 months. I will give my wife my GI bill for it, which covers tuition and gives some money to live on too.
So I am a few years out from retirement at best. And it's just retirement for me, my wife will keep working.and no doubt I'll be helping my children in various ways a lot. I am lucky my wife does enthusiastically agree I should retire early, she thinks that would be best for me, we've been married about 11 years and of course she know me well.
We live with my mom and step dad. It's a big house so there is enough room/ seperation. Truth is, I am too cheap to buy a home with mortgage prices being what they are. I also like living with my parents for the most part. Yeah my dad hassles me about grill placement and use, and yes it isn't as nice as we are accustomed to but I like my parents and they help with my kid a lot too. Very beneficial for the kids development.
My wife is not fond overall of living with the parents. I am trying to convince her to want to stay. She does like many aspects of living with my parents. We will see what happens I guess.
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