I'm in my early 80's, retired from the refractories industry and been in NE Ohio for last 45 years. Have been a self-directed investor for over 50 years. Joined the Fido Community group last year and have started up over here this past week. I am an income investor with over 90% of the holdings centered on income. BDCs, Bondish CEFs, Preferreds and individual bonds make up the 90% portion of the portfolio. My race is really over and will now concentrate on how to set up the portfolio for my wife when I am no longer here. Looking forward to interacting with the non-investment portions of E-R group.