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- Joined
- Nov 30, 2016
- Messages
- 9,585
I sounded like you had a good plan going into ER. Two years of expenses to cover the down times.
I ER when markets were down and uncertainty, but I also had a plan for a long down time. My plan was to have enough money to live my entire life without touching investments. I know that route and planning isn't most would do. They wouldn't want to have that much money available without it being in an investment account. For me it was my plan going forward and I don't worry about money to live life. My investments have taken a seven-digit hit but again my plan wasn't to use those dollars when times turned bad and for a long downward length of time.
My only advise would to just live life and I'm sure your plan was thought out well before ER. You may have to cut back and do a few things different but I'm sure you will survive it.
I was a money worrier all my life, but I found out that there is way more things to worry about than money. I'm so grateful every day to be in good health. It is only money, more to life than money, find your happiness and pounder on that instead of money. You will be fine!!
I ER when markets were down and uncertainty, but I also had a plan for a long down time. My plan was to have enough money to live my entire life without touching investments. I know that route and planning isn't most would do. They wouldn't want to have that much money available without it being in an investment account. For me it was my plan going forward and I don't worry about money to live life. My investments have taken a seven-digit hit but again my plan wasn't to use those dollars when times turned bad and for a long downward length of time.
My only advise would to just live life and I'm sure your plan was thought out well before ER. You may have to cut back and do a few things different but I'm sure you will survive it.
I was a money worrier all my life, but I found out that there is way more things to worry about than money. I'm so grateful every day to be in good health. It is only money, more to life than money, find your happiness and pounder on that instead of money. You will be fine!!
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