Sunset
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If you are looking for approval, and your wife does not agree, I have to wonder are you positive beyond a doubt, that you are financially set or just self deluding ?
Prove it to your wife that you don't need the income, and she cannot have any arguments against it.
Personally speaking as an example, if my plan included taking SS at age 62 (and I'm healthy), then I would not consider myself ready.
Remember your wife may have concerns since she will likely outlive you, that you are going to be short changing her survivor SS payments as its based on 35 years of work.
Now if you were highly paid, that does not matter and you can prove to her via the SS site, that even working 5 more years would add barely anything to your SS.
35 years
Prove it to your wife that you don't need the income, and she cannot have any arguments against it.
Personally speaking as an example, if my plan included taking SS at age 62 (and I'm healthy), then I would not consider myself ready.
Remember your wife may have concerns since she will likely outlive you, that you are going to be short changing her survivor SS payments as its based on 35 years of work.
Now if you were highly paid, that does not matter and you can prove to her via the SS site, that even working 5 more years would add barely anything to your SS.
35 years