PointBreeze
Recycles dryer sheets
My DB died when he was 57. His wife, my DSIL, is not good with money details. She will earn less in her lifetime than DB did. She recently told me she could get DB’s full Social Security at any time (she is now 63) and is anxious to retire soon.
From what I’ve read, it appears to me that she can get DB’s full Social Security, but only if she waits until her full retirement age, which is 67. If she claims earlier than that, it will be reduced.
But what I was read wasn’t crystal clear on the particular case of the higher earning spouse dying before age 62, and I’m wondering if anyone here knows exactly how this works.
From what I’ve read, it appears to me that she can get DB’s full Social Security, but only if she waits until her full retirement age, which is 67. If she claims earlier than that, it will be reduced.
But what I was read wasn’t crystal clear on the particular case of the higher earning spouse dying before age 62, and I’m wondering if anyone here knows exactly how this works.