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I think OP could use this time of working longer to actually add up the spending done per year.
I'm thinking they spend more than is realized.
Maybe OP's spouse didn't work and maybe they had extra expenses due to the disabled child ? Otherwise I have to wonder at the low retirement savings.
Plus still paying mortgage on house at age 62.
This is an engineer job around LA. I'd expect multi-millions saved, so maybe it was spent.
By the way, Welcome to the forum !!
I'm thinking they spend more than is realized.
Maybe OP's spouse didn't work and maybe they had extra expenses due to the disabled child ? Otherwise I have to wonder at the low retirement savings.
Plus still paying mortgage on house at age 62.
This is an engineer job around LA. I'd expect multi-millions saved, so maybe it was spent.
By the way, Welcome to the forum !!