I've decided to start our SS beginning in Jan 2024. I previously had planned on waiting until I was 70 to increase wife's income after I'm gone and to make more room for Roths. But, I'm tired of waiting, the tIRAs have been pretty well trimmed and I have some health concern. I'll be 69 in March 2024, I igure I might as well maximize the SS we receive in 2024. So, I'd like to get our first checks in January 2024. We have plenty of assets, so this will just reduce withdrawals from them. (probably withdraw ~1%)
Can I rely on the SS statements I download each year as to the amounts?
Do I need to do any do diligence on the SSA website?
When should I apply?
Do I start in Dec. so I get my first check in Jan?
Any other advice?
Thanks All.
Can I rely on the SS statements I download each year as to the amounts?
Do I need to do any do diligence on the SSA website?
When should I apply?
Do I start in Dec. so I get my first check in Jan?
Any other advice?
Thanks All.