pb4uski
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Well by the time you hit your 70s, you would expect appreciation....
It depends on your AA in your taxable accounts and how often you trade/rebalance/take withdrawals.
I have been doing some selling and repurchasing to step up my basis while taking advantage of 0% LTCG taxes if you stay in the 15% tax bracket so even with the great equity market results of the last two years my basis is ~80% of value so only 20% of any withdrawal would be taxable gain.