easysurfer
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jun 11, 2008
- Messages
- 13,156
Is the premium for a high deductible health plan (HDHP) deductible? From what I read:
Insurance Premiums
You can include in medical expenses insurance premiums you pay for policies that cover medical care. Medical care policies can provide payment for treatment that includes:
I know the medical expenses must satisfy the 7.5% of Gross Income threshold. But is the deductibility of HDHP/HSA premiums excluded?
Full IRS pub:
Publication 502 (2009), Medical and Dental Expenses
Insurance Premiums
You can include in medical expenses insurance premiums you pay for policies that cover medical care. Medical care policies can provide payment for treatment that includes:
- Hospitalization, surgical services, X-rays,
- Prescription drugs and insulin,
- Dental care,
- Replacement of lost or damaged contact lenses, and
- Long-term care (subject to additional limitations). See Qualified Long-Term Care Insurance Contracts under Long-Term Care, later
I know the medical expenses must satisfy the 7.5% of Gross Income threshold. But is the deductibility of HDHP/HSA premiums excluded?
Full IRS pub:
Publication 502 (2009), Medical and Dental Expenses