Today is the day.

[Gumby]

Congratulations and welcome to the club. Every day is a good day here!

 

[redraptor]

Congrats! Now celebrate with a nice dinner and a nap!

Done!

 

[pjigar]

Congratulations

 

[GBcycling]

Congrats!

 

[APP01]

Congrats! Now the real fun begins.

 

[engineernerd]

Congrats! You will have opportunities to do Roth conversions, especially before you start SS but possibly even up until RMDs start at age 75.

Two uses for Roth money that might argue for bulking up your Roth(s) even if the tax-rate math is uncertain are preventing your income from exceeding an IRMAA tier by an annoyingly small margin and preventing big lumpy expenses from kicking you up into high tax brackets and NIIT.

 

[tulak]

Congrats!

 

[DreamingOfFI]

Congratulations!!

 

[Born2Fish]

Congrats!! Let the good time roll.

 

[KarenF]

Congratulations! 5 years for us and also have a lot in TIRAs

 

[jldavid47]

The only regret I have is not getting a Roth sooner as we have alot of pre tax money. Oh well, it may not be a great retirement but we should be comfortable.

Comfortable is underrated. You'll be fine. Congratulations.

 

[albireo13]

Congrats. Retired 5 years now and am very much “burdened” with IRA savings!

 

[Koolau]

Congrats. Retired 5 years now and am very much “burdened” with IRA savings!

Lay down your burden and BTD instead!

 

[finnski1]

As many have said, Congratulations.