Vanguard PSA - showing dividends / cap gains

socca

Thinks s/he gets paid by the post
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Nov 14, 2005
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Quite some time ago Vanguard "improved" their website for the display of dividends & cap gains. I don't find the new method to be an improvement.

There doesn't seem to be a way to click to the old display within the website, but it's still available by pasting the link below into your web browser after logging in.

https://personal.vanguard.com/us/myaccounts/divcapgains

Just a heads-up for Vanguard clients! :greetings10:
 
If you search for "ytd tax activity" in the search (upper right), the link you gave is the second one provided.

The first link provided is the "new and improved" version and is at:


The new one works fine for my needs, although it does have the disconcerting behavior of occasionally giving absolutely inaccurate numbers sometimes - I think I've only seen it late at night though so I'm assuming it's some overnight processing glitch.

The new one does include capital gain and loss information along with dividends, which is helpful to me from a tax planning perspective.

The new one is worse in that you have to select each account if you have multiple taxable accounts. At least I think it's a worse design.
 
There is some other flakiness, such as if you converted from a mutual fund account (the old platform) to a brokerage account (the new platform) early in 2024 the MF account div & cap gain YTD info wasn't appearing in the new display during the summer. As of today there's not a 2024 annual statement for the closed MF account, although there should be because the account did have 2024 dividend income. So, I still find the old div & cap gain display useful (DOES show the MF account info) - I hope VG keeps it around. :popcorn:
 
Some of my Vanguard funds seem like there are "large" capital gains such as
VWILX - Vanguard International Growth Admiral
VPMAX - Vanguard Primecap Admiral
VWUAX - Vanguard US Growth Admiral
These funds reported year-end LT gains for 2024 at around 5% on Dec 18.
However, from Dec 17 to Dec 18, the share price for all of these funds dropped around 8% to 10%.
In my case, the gains are re-invested so cheaper shares were auto-purchased at the newer, lower price.
But is there something that intentionally happens for these funds when their year-end LT gains are reported that causes the share price to drop? It's almost as if I can't really count the LT gains as "gains" compared to simply receiving dividends which may not affect the share price very much if at all.
 
Some of my Vanguard funds seem like there are "large" capital gains such as
VWILX - Vanguard International Growth Admiral
VPMAX - Vanguard Primecap Admiral
VWUAX - Vanguard US Growth Admiral
These funds reported year-end LT gains for 2024 at around 5% on Dec 18.
However, from Dec 17 to Dec 18, the share price for all of these funds dropped around 8% to 10%.
In my case, the gains are re-invested so cheaper shares were auto-purchased at the newer, lower price.
But is there something that intentionally happens for these funds when their year-end LT gains are reported that causes the share price to drop? It's almost as if I can't really count the LT gains as "gains" compared to simply receiving dividends which may not affect the share price very much if at all.
You appear to be confusing unrealized Capital Gains with Capital Gains Distributions...
 
The funds are in a standard IRA and I'm just trying to see how much from dividends, etc. got re-invested at the end of 2024. So no tax implications, and no realized gains because I'm not taking any distributions.
I'm just wondering if the re-invested LT gains reported by those funds are somehow offset (as gains in portfolio value) by the simultaneous drop in share price and if that drop happens on purpose as part of the LT gains being reported by the funds which in this case happened for all of those funds on the same day Dec 18.
 
Screenshot 2025-01-16 181852.jpg


Screenshot 2025-01-16 181954.jpg
 
Some of my Vanguard funds seem like there are "large" capital gains such as
VWILX - Vanguard International Growth Admiral
VPMAX - Vanguard Primecap Admiral
VWUAX - Vanguard US Growth Admiral
These funds reported year-end LT gains for 2024 at around 5% on Dec 18.
However, from Dec 17 to Dec 18, the share price for all of these funds dropped around 8% to 10%.
In my case, the gains are re-invested so cheaper shares were auto-purchased at the newer, lower price.
But is there something that intentionally happens for these funds when their year-end LT gains are reported that causes the share price to drop? It's almost as if I can't really count the LT gains as "gains" compared to simply receiving dividends which may not affect the share price very much if at all.
Yes, the NAV drop matches the capital capital gains distribution. Reinvesting takes you back to the original value, just more shares. Funds are required to pay out realized capital gains and dividends received at least one a year. Until they are paid out they accumulate as part of the share value. When they are paid out that part of the share value disappears.
 
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