Vanguard

ripper1

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I use Vanguard as my main brokerage. Using some of their funds and listing others investments that I add to their site. Recently I have noticed under the Portfolio watch heading they are incorrectly showing my split percentages amongst all of my funds incorrectly. I currently have a 55% tilt toward stocks and they are showing me at 45%. Anyone else having this discrepancy with Vanguard?🤔
 
I’ve never looked. I wonder if that number only factors in the Vanguard funds and not the external ones you’ve added.
 
I stopped looking at their splits in Portfolio Watch a long time ago. They had data problems at the time and I never went back to see if they ever fixed it.
 
I didn't calculate it myself and just assumed they were correct.
 
I have not looked recently but I have noticed before that preferred shares can land almost anywhere....

Also, are you sure that any MFs do not have bonds in them?


OHHH, I do remember a screen which shows where they get those numbers... take a look and find it and you will see how it is calculated.
 
I just noticed this in my account. In very small print they not that my Trust account is not included in the stock/Bond split. But my late wife's account is included. Go figure
 
Click on the 'see details' and it will show you where it puts things to get that number...

Mine is correct.
 
I compare the Vanguard numbers to Morningstar and they seem to be very close on my allocation percentages.
 
Mine are correct. All our dividends are reinvested, that may change the taxable index side. Why not call them and have it explained. I've done that a few times. I look at Holdings, nontaxable within a certain time frame to see how my bonds, CD interest is dropping into the settlement account and if it matches the interest rate. Then I reinvest all in the tIRA.
 
Portfolio watch has been broken for at least two weeks now. It shows incorrect percentages, and it doesn’t allow me to modify outside holdings. The website seems to be really messed up.
 
If you drill down into the details far enough, you can get to a page where they show where each holding is assigned. For me, they show my Fidelity and Schwab total stock market mutual funds (FSKAX and SWTSX) as "other" rather than as domestic stock. I add the percentages for those funds to my other US stock holdings and it looks right.
 
I use Vanguard as my main brokerage. Using some of their funds and listing others investments that I add to their site. Recently I have noticed under the Portfolio watch heading they are incorrectly showing my split percentages amongst all of my funds incorrectly. I currently have a 55% tilt toward stocks and they are showing me at 45%. Anyone else having this discrepancy with Vanguard?🤔
I left Vanguard my opinion is that their web site is not user friendly and their customer service has taken a big step backwards
 
I left Vanguard my opinion is that their web site is not user friendly and their customer service has taken a big step backwards
I agree that Vanguard's website is the worst. At first I sent in feedback constantly, but it's still abysmal. It is almost enough to make me want to leave and maybe I will one day. What did you switch to?
 
I use Vanguard as my main brokerage. Using some of their funds and listing others investments that I add to their site. Recently I have noticed under the Portfolio watch heading they are incorrectly showing my split percentages amongst all of my funds incorrectly. I currently have a 55% tilt toward stocks and they are showing me at 45%. Anyone else having this discrepancy with Vanguard?🤔
Vanguard recently fixed this issue for my accounts and the percentages are now spot on. However, it took several detailed messages (send within the site) and a few phone calls over more than a year to get this resolved. Resolution came 6 months after my last run at them.

We have 6 accounts with VG, one being an employer 401k. The 401k seemed to have been the root of the issue - apparently the system could not figure out the breakdown of the VG total US market fund, putting it all in “other”. I’m pretty much all VG index funds, CD’s, and Treasuries, with a little bit of MM cash in one account. No blended funds here. So, it is pretty clear what each fund is - no complicated math - I could easily calculate in my head. My point with VG was that there system was broke, so fix it!

Before fix: 29% Bonds, 1% Cash, 30% Stocks, 40% Other

After fix: 29%. Bonds, 1% Cash, 70% Stocks

Note that “Bonds” includes all CD’s, bond funds, Treasuries, and individual bonds.
 
Reading above it seems that the problem is importing outside information...

I do not have my other accounts imported to Vanguard but do so at Schwab...

Schwab also has a big problem with putting assets together.. I have some preferred shares at both brokerage firms and they have different symbols!!! So, my Schwab shares goes into the correct category but the Vanguard goes into 'other'...

Have you checked if there is a symbol problem?

OHH, ETA... I will have to look again but Vanguard has a number of my preferred share listed as stocks... I think of them as bonds or income producing assets... Schwab puts them in the correct category..
 
Years ago had a confusing issue relative to this but it was explained to me (by a rep ) that I was not properly accounting for an " other" investment. All has been good ever since that time.
I have no VG complaints.
 
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