I use Vanguard as my main brokerage. Using some of their funds and listing others investments that I add to their site. Recently I have noticed under the Portfolio watch heading they are incorrectly showing my split percentages amongst all of my funds incorrectly. I currently have a 55% tilt toward stocks and they are showing me at 45%. Anyone else having this discrepancy with Vanguard?
Vanguard recently fixed this issue for my accounts and the percentages are now spot on. However, it took several detailed messages (send within the site) and a few phone calls over more than a year to get this resolved. Resolution came 6 months after my last run at them.
We have 6 accounts with VG, one being an employer 401k. The 401k seemed to have been the root of the issue - apparently the system could not figure out the breakdown of the VG total US market fund, putting it all in “other”. I’m pretty much all VG index funds, CD’s, and Treasuries, with a little bit of MM cash in one account. No blended funds here. So, it is pretty clear what each fund is - no complicated math - I could easily calculate in my head. My point with VG was that there system was broke, so fix it!
Before fix: 29% Bonds, 1% Cash, 30% Stocks, 40% Other
After fix: 29%. Bonds, 1% Cash, 70% Stocks
Note that “Bonds” includes all CD’s, bond funds, Treasuries, and individual bonds.