The only place I will ride a bike is on trails. In my line of work I have seen too many people severely injured by being hit by a car. Good luck on being selected for the rebate.
Teacher Terry, you need to follow your own judgement. It is great you use your bikes to help maintain your health. Here are some stats that help me decide to commute by bike as much as possible:
The stats for 2023, "in the United States saw a record number of bicyclist fatalities, with preliminary estimates indicating 1,149 deaths. This represents a significant increase from previous years and continued a troubling trend of rising bicyclist deaths." However, there was a 1% decrease in 2024. While that is a lot, If you take all 50 states, that is about 24 people that die per year, per state. That seems like a low number to me, even when considering the number of bicyclists that are on the road. It is still too many but less than I think most people realize.
It is safe to say no less than 10 and maybe as many as 15 of the 24 cyclists per state who are killed in collisions (I did not take the time to research this) have little to no formal or self training in bicycle safety. For example, sidewalk riding is more dangerous than street riding. Mainly because intersections (which includes driveways homes/businesses) are the most likely place for collisions. Parents however direct their kids, even those 11+, to ride on the sidewalk and often provide little direction about the importance of intersection safety because they are not aware of the collision statistics. The other disproportional group represented in these statistics are late night workers, such as restaurant employees. Again biking without safety education and perhaps without lights at longer distances, back to their neighborhoods with poor street lighting sets up a dangerous situation. However, they may not have a real choice given an income need and lack of public transport.
But of total bicyclists, I expect most have not learned the safest approaches for safe biking. For example, the safest road position on narrow roads without bike lanes is in the same space as a motor vehicle's right tire. That position in the street makes the uneducated nervous. However, that is the place a cyclist is most visible. Intersection positioning and tips are as important.
For those reading this, if you want to begin to bike on the road or have friends/family who already do, you may want to tell them about the Bike Leagues Ridesmart on line video series. There are about 15 one minute videos on safe street cycling.
About Smart Cycling | League of American Bicyclists . There are programs that offer classes which are more in-depth but Ridesmart is a leap forward for the uneducated.
As for people with SUVs and pick-ups, your vehicle is prone to cause the greatest amount of damage/death to peds and cyclists of any motor vehicle. One of the reasons expected for the increase in deaths is the growth of these vehicles. These vehicles do more damage even at slower speeds given their weight and boxy front end that results in more contact to the ped or biker in a collision.