HM... yep, you cannot make your spouse responsible for doing what is needed...
My spouse cannot even pay bill online!! She will tell me that I NEED to show her but she never wants to come when I am paying bills.. and when she did she got mad at me...
I told her off and on she needs to know this stuff so she can mange when I die... her response 'just don't die'... yea, wish I could manage that!!
I just made sure we had a decent FA that I do not use at Schwab and/or Fidelity so they can help her... hopefully they do not fleece her but I will be dead so not my problem...
This reminds me of a funny story from this past weekend. Spouse and I were in the midwest visiting her parents. Yesterday morning we were chatting with my MIL/FIL over breakfast and the topic of our FI came up in the context of our future plans. DW is well aware of our finances since she takes the lead on filing our taxes each year, and we do discuss investment and asset values along with NW.
So, DW tells her mother, "I know financially we 'should' have enough, but I'm still not sure." I then added that a comp to our home had sold within the past year (selling our home in the next few years is part of our retirement plan).
My MIL asked, "How much was the comp and what's your mortgage balance?" When I responded, "Over $2M and almost zero," she looked at her daughter and said, "Stop worrying. You're set!"
FIL then asked, "What about retirement accounts?" When said, "already into seven figures," he almost fell out of his chair before saying, "You have nothing to worry about." For context DW is 46. She plans to continue in her career for the next 4 years and, although I still consult, much of it goes to charity.