calmloki
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Per OP: ..." "yield" is on my investment portfolio. By that I mean income (dividend & interest) over value (not yield on cost) of your overall investment portfolio (which for me excludes emergency cash and checking account balance)".
Our rental and lending income makes us kind of the odd ducks in this flock of chickens. But our income divided by (net worth - home value+checking/daily banking accounts+emergency CD at PenFed) still works out to 7.15% - different from my reported 7.3%. 2014 appreciation on our properties increases our net worth, but isn't income. We did give away a property late in the year, after taking most of the year's income from it, so that has the effect of both increasing the dividend and reducing the divisor thus giving a higher quotient.
Still, kind of an unfair apple/orange comparison - some might view the rental/lending thing as (gasp) not as passive as just re-balancing now and again.
Our rental and lending income makes us kind of the odd ducks in this flock of chickens. But our income divided by (net worth - home value+checking/daily banking accounts+emergency CD at PenFed) still works out to 7.15% - different from my reported 7.3%. 2014 appreciation on our properties increases our net worth, but isn't income. We did give away a property late in the year, after taking most of the year's income from it, so that has the effect of both increasing the dividend and reducing the divisor thus giving a higher quotient.
Still, kind of an unfair apple/orange comparison - some might view the rental/lending thing as (gasp) not as passive as just re-balancing now and again.