PointBreeze
Recycles dryer sheets
DP’s Social Security covers about 33% of our annual budget. I’m not collecting yet. Trying to decide when I’ll start - FRA, 68, 69, or 70 (I’m 65 now, FRA is 66 and 10 months). Our withdrawal rate now is about 2%. When I start Social Security, our withdrawal rate will drop below 1%. DP is 16 years older than me, so I’m financially preparing for an extended one-income late retirement.