USGrant1962
Thinks s/he gets paid by the post
Outstanding information. I will pass this along to him and he can look into this option.
Thank You!!
Now that I think about it, a grandparent can do the 5-year thing under the gifting rules but I'm not sure the account owner can. Usually the parent is the owner and the child and future college student is the beneficiary. Anyway, it is something to look into.