My wife an I decided last weekend that with all of the potential volatility - elections, colder weather + covid - that we would cash out enough living expenses to carry us through till 2022 since the market had more or less fully recovered from March. We made the trade on this Wednesday.
We had no idea that the market would drop so severely on thur/fri - just dumb luck.
But now we have cash on hand to live on until feb 2022 and will change nothing about our AA for the remaining. It'll auto-rebalance as needed from time to time, but it is in there for the long haul.
