My tools lean heavily into woodworking type tools as I have a pretty complete wood shop in my walkout basement with joiner, router table, table saw, band saw, table sander, planer, pen lathe, industrial scroll saw, drill press and various handheld tools which I have accumulated over the past 35 years.
I also do most of my own car maintenance but don't mind farming out the bigger jobs like when the rear seal went out on my Silverado and I didn't feel like pulling the transmission. My days of serious work under the car without a lift are behind me.
I don't often run into a situation where I need a tool I don't have and if I should have that need, my next door neighbor probably has two of what I need. His tool collection is amazing. I was chatting with him last week while he was charging a new A/C compressor he just put in one of his Jeeps and saw a brand new farm jack leaning against his garage wall. I was going to go out and buy one at Harbor Freight so I could pull up a rotted fence post to fix a short section of fencing but now he just saved me a bit of cash.