When did it become so @#! hard to find info on healthcare plans?

[motley]

omg. I remember a time when I could go on the net and do a net search and there were sites that would compare plans and rates for you rather quickly with only the most basic of info so you could at least get an idea what your options were. Now? You have to enter 800 pieces of info and a note from your mother to "get a quote" (I'm looking at you healthcare.com, you POS site). News flash, I don't need some legally binding exact freaking quote. Just show me plans where I can say I'm X years old, I do/don't smoke, I live in X zip code, show me plans and estimated costs, including deductibles, co-pays, out of pocket maxes, etc. Why is that so hard?

 

[RetiredHappy]

It is not that hard. Even though I don't buy ACA plan, I have gone to the website many times to price out various health plans. You just have to be patient. It may make you create an email and you will need to pretend that you have a life changing event because it is outside of open enrollment period.

 

[Irishgirlyc58]

I can do that through Covered California.
Is there a health care exchange site specific to your state?

 

[disneysteve]

Healthsherpa.com and healthcare.gov or your state’s exchange site all do just that.

 

[Calico]

omg. I remember a time when I could go on the net and do a net search and there were sites that would compare plans and rates for you rather quickly with only the most basic of info so you could at least get an idea what your options were. Now? You have to enter 800 pieces of info and a note from your mother to "get a quote" (I'm looking at you healthcare.com, you POS site). News flash, I don't need some legally binding exact freaking quote. Just show me plans where I can say I'm X years old, I do/don't smoke, I live in X zip code, show me plans and estimated costs, including deductibles, co-pays, out of pocket maxes, etc. Why is that so hard?

@motley
As disneysteve says, you want healthcare.gov, not healthcare.com. Good luck!

 

[Aerides]

healthcare.gov or sherpa work fine for me.

 

[disneysteve]

Just to be clear, you can’t get an estimated cost without giving personal info because premiums are income-based thanks to the ACA. You don’t just want to see the unsubsidized rate. You want to see the rate you would actually pay which can be dramatically different depending on your income.

 

[Trailwalker]

Healthcare.com is like stepping into quicksand. Healthcare.gov is solid ground.

From healthcare.com:

"HealthCare.com is a website domain of Healthcare.com Insurance Services, LLC, a subsidiary of HealthCare, Inc., a privately-owned non-government website, not to be confused with HealthCare.gov. This website serves as an invitation for you, the customer, to inquire about further information regarding health insurance, and submission of your contact information constitutes permission for an agent to contact you with further information..."

 

[RetiredHappy]

If you want to look at pricing for off-exchange private individual health insurance, it's alot harder. After I figured out which company has the best plan, I went to them directly. I am in Nevada and buy my insurance from Sierra Health and Life. Their health insurance plans are much better than the ones available from ACA, Nevada Health Link. All the best specialists and doctors accept Sierra Health and Life but not from even the most expensive ACA ones.

 

[motley]

Healthcare.gov worked. THANK YOU!