Will Quicken work after the subscription expires?

[Kings over Queens]

Currently a quickbooks user via an expired/old version my CPA provided that we used for our corporate books. I want to say 2011 version.

Our PC is aging out and won't run Win11 when support for Win 10 expires next month.

Looking at joining the 21st century with a new laptop and quicken. I'm not a fan however of the subscription model, unless it really blows my doors off.

Does anyone have experience with the program once it expires? My concern is that I can still use it in basic functions, checking a checkbook, manual entry of financial data, that sort of thing.

 

[audreyh1]

I think so, you just won’t have capability to download asset prices and direct transactions. I bet you can still import from QFX files. My experience is running Quicken MAC, but I’ve kept up the subscription. I look for half price on the year subscription deals via Slickdeals web site.

 

[GalaxyBoy]

Not trying to be flip, but Google AI explains it better than I.

Google Search

Essentially, it appears the data will still be accessible but not online services like downloading accounts or cloud sync. It also might come with an annoying banner reminding you to resubscribe.

I don’t mind subscribing. I recall the days when I would go to CompUSA every year to buy a new version. But that’s just me.

 

[Cat-tirement]

Looking at joining the 21st century with a new laptop and quicken. I'm not a fan however of the subscription model, unless it really blows my doors off.

Does anyone have experience with the program once it expires? My concern is that I can still use it in basic functions, checking a checkbook, manual entry of financial data, that sort of thing.

A couple of years ago I let my Quicken Mac subscription lapse for a few months while I was waiting for a good price on renewal. It continued to work fine, though many of the app windows were displaying somewhat annoying banners trying to convince me to renew. You can't install any updates while it's expired. I only do manual data entry, which continued to function, but I don't know about downloading transactions.

 

[Jerry1]

I understand and fully agree that the subscription model is a pain but keep in mind that there is a less expensive way to subscribe. You can reload your subscription six months prior to its expiration. Usually around Black Friday, Quicken goes on sale. I buy it on sale and then load it up about 6 months before my subscription ends. I think we spend about $40/year on it. Not great, but not too bad for a good program.

 

[ejman]

Still using Quicken 2010 on linux! Of course, it is all manual updates for accounts but it only takes a few minutes to update a whole month worth of transactions which to be honest I actually enjoy doing. It is not really the annual cost of subscriptions that bugs me it is just the "renting" software thingy. Although I don't mind paying Spotify a monthly rental fee... Oh never mind.

 

[DEC-1982]

I have only bought 2 versions of Quicken, one in 1992 after a colleague recommended it, and Quicken 2008. I am still using Quicken 2008, no subscription.

 

[COcheesehead]

DW squeezed every last ounce of value out of an old version taking it to the point of being absurd by holding onto an old computer even in order to use it.

 

[kdzavo]

My understanding from the Quicken user forums is that the cheapest version, Simplifi, will become read only if your subscription expires, while any of the Quicken Classic versions (Deluxe, Premier, etc.) will continue to work but with no online features (no transaction downloads, no stock/bond price updates, etc.), and about 1/3 of your screen will be taken up by an annoying banner encouraging you to re-subscribe. As someone else noted, you can often get good discounts on subscription renewals around Black Friday and sometimes at other times, you just have to make sure the offer applies to renewals and not just new subscriptions. Whenever one of these offers pops up, someone always posts about it on the user forums. I haven't ever paid full price for a renewal.

 

[RockyMNHiker]

I was in the same boat with the same questions about Quicken 2011. I did some research and the folks here helped out also. I ditched my Win 10 desktop PC and bought a cheap mini PC running Win 11 and installed Quicken 11 on it. It runs fine, but I needed to run the .exe. in a "previous version" mode (Win XP) for it to run more smoothly. Now I am good using Q11 until death grabs me. Yes, all transactions and stock prices need to be input manually.

 

[tizod]

Just a thought: Numbers (basically Excel on MAC) has templates that do all and more than quicken. It also has functions for updating stock prices etc. built it. (stock:ticker, price). I assume its the same in excel. You might find it easier just to try some of the templates they have (Numbers net worth I dont think I changed anything to use) but added an asset table. It usually looks alot better than old Quicken as well. Imports and exports to everything as well.

 

[audreyh1]

I didn’t start subscribing to Quicken Mac until late 2023 and finally converted everything over late 2024 to be ready for Jan 2025. Quicken Mac 2007 required an older laptop and an older OS. Functionally was gradually disappearing from Quicken 2007, plus the laptop old OS became increasingly incompatible with financial sites etc., so the writing was on the wall.

I don’t mind paying ~$37 a year to maintain my Quicken subscription. It’s by far my most heavily used software, and the most critical in terms of keeping everything straight and scheduling financial transactions.

 

[Gonzo26]

Currently a quickbooks user via an expired/old version my CPA provided that we used for our corporate books. I want to say 2011 version.

Our PC is aging out and won't run Win11 when support for Win 10 expires next month.

Looking at joining the 21st century with a new laptop and quicken. I'm not a fan however of the subscription model, unless it really blows my doors off.

Does anyone have experience with the program once it expires? My concern is that I can still use it in basic functions, checking a checkbook, manual entry of financial data, that sort of thing.

Yes it will still work. I keep Quick books on a few different businesses. Their online version is super slow. Just back it up once in a while

 

[Kings over Queens]

Thanks all fir the replies.

Out in Denver with daughter and future son in law. He runs it/cyber and gifted me a newish but retired laptop so im halfway there.

 

[audreyh1]

FWIW I got a Slickdeals alert (yay, alerts started working again) for 1 year Quicken Deluxe Windows/Mac subscription (they ship a keycard) for Sam's at $43.88 or Walmart at $44.99.

This $43.88 matches a price I got mid February from Walmart.

The lowest price was around Black Friday last year for ~$41.88 but most vendors had an in store buying requirement and if they were out of stock at a given store tough luck. Later a few stores offered it for online purchase with free shipping including Walmart and BHPhotoVideo. There were same offers again around Christmas.

 

[CDRE]

Thanks. Sale ends 21 March and there is $8.00 shipping cost plus the $43.88 plus tax.

 

[PaunchyPirate]

Someone on Bogleheads pointed out that it’s also on sale at Staples for $45 or so. You can get it in a store if one is nearby and they have them in stock. In fact, I think it must be purchased in a store.

 

[audreyh1]

Thanks. Sale ends 21 March and there is $8.00 shipping cost plus the $43.88 plus tax.

Really? When I ordered from Walmart last month shipping was free, just the sales tax.

ETA: I’m seeing Walmart $44.99 + sales tax, free shipping (because it’s over $35).

 

[audreyh1]

Someone on Bogleheads pointed out that it’s also on sale at Staples for $45 or so. You can get it in a store if one is nearby and they have them in stock. In fact, I think it must be purchased in a store.

Yeah, I only order online for Quicken subscriptions. This leaves out Staples.