OldShooter
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I'm going to throw a rock in the pond here. OP said that these women do not have saving and have income levels that make it difficult to save. Nowhere did he say that they were stupid or lacked a firm grasp of the obvious. IMO many of the posts here verge on being insulting.
Our financial situations are often due to conditions beyond our control. Good or bad luck is probably the biggest thing. Medical debt is the biggest factor nationally IIRC. SAHM and a divorce might be a factor, as might a past need to leave a job to provide care for a spouse or parent. A job layoff due to a plant closing, .. and so on.
Give 'em a break folks. Don't assume that they are stupid or do not have a firm grasp of the obvious.
Our financial situations are often due to conditions beyond our control. Good or bad luck is probably the biggest thing. Medical debt is the biggest factor nationally IIRC. SAHM and a divorce might be a factor, as might a past need to leave a job to provide care for a spouse or parent. A job layoff due to a plant closing, .. and so on.
Give 'em a break folks. Don't assume that they are stupid or do not have a firm grasp of the obvious.