I am new to this forum- and grateful for it. Nearly everyone I mention that I'm retiring thinks I'm off my rocker. So here is the situation. I am 43, my husband is 52. We have enough to retire now- I know this because I am a financial advisor. We have 1.5 mil in securities and we spend about 60k per year. We save a LOT- 40% of our income usually. We have no debt. I had planned on retiring at 1.5 mil, my husband said he'd rather have more than that (2 mil so we can live on 3% instead of 4%), but he doesn't want to retire anyway. I don't care if he retires, he has a contract work sort of job and can accept jobs or not depending on his schedule. I bet he'll slow down when I do. We should reach 2 mil in 2-3 years, depending on the market and our normal savings. My company (where I have worked for 19 years) has come up with a retirement package that is generous- VERY generous. Its about 4 years pay for 2 years part time work. (this works out to be somewhere between 500 and 600K in today's pay, but I may make more in 4 years) But to get it I have to stay 4 more years, till my 48th birthday. I have middle school aged kids so I can't travel much anyway at the moment. My job isn't horrible, and my hours are very flexible, but its stressful. While I am great at what I do, my heart isn't in it anymore. My company which used to be a pleasure to work for has become a pain in the butt. So the upside to staying 4 years is I would not have to argue with my husband about whether we had enough money to go to Europe- by that time even with modest market returns our money would be double what we had planned. Also I'm having a hard time leaving a half million dollars on the table even though we don't need it. Any thoughts?