I'm already considered cheap and misunderstood from the financial perspective. I don't want to exasperate this undesrtanding even more. What annoyed me the most lately, which will be a lesson for the future, was a comment from one of my friends. I told her that I bought a VitaMix blender for $540 (with tax) and I love it since it pulverizes fruit/veggies wonderfully. She said "Wow, you being cheap paid this money for a BLENDER?!! I'll have to tell Andy this (Andy is her new 2nd husband)". I kind of felt hurt later when I thought more about it. I thought we understood each other about saving for the retirement, because she earns much much more than me, but she also saves a lot. Anyway, I should have answered her that we don't have possessions, but we (4 of us) travel to the EU almost every year and it does cost $$ to see our families there.