Seraphim
Your point ts are valid. My expenses today are 4500, retirement will be more if I consider travel twice year, emergency account, taxes, and of course grandkids -
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One of my annuities is a Roth Ira so my of my income will not be taxed. The annual 35K would be starting at 59.5, so like you said, enjoy life! I have been shot at, missed the kids growing up and so we just want to travel back and forth to Asia and save a little for our family when we move on. The firecalc tells us that with the pensions, 400K and the mrs ss I can pull 35K annually for 35 years. That still leaves us with my SS and small 500.00 gov pension and leaves us still investing. I was just wondering about taxes, I think you explained it at a 10% reduction in pretaxed account
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