I have run the numbers but would like some thoughts. My wife and I have no children, I am 50, she is 53, and we have no debt (no mortgage, no car loans, and no credit card debt). We have $2.4M is investments, about 85% in equities. We will have to pay for health insurance but we are both in good health. Can I call it quits in the next year? My wife will continue to earn some money (about $20K teaching yoga). We have expenses (excluding future health insurance costs) of about $50K/year. We would draw from non-IRA and non-401(k) investments for the next 10 years or so and then start drawing from IRA and 401(k) investments. Thoughts.