My understanding is that credit card insurance is secondary to your own personal auto insurance. Typically the credit card insurance would pay the deductible and damage to the rental car would be covered by your own personal auto insurance.
Suppose because you own older cars, you have dropped collision coverage on your personal policy. What happens then if you rent a car and there is damage? Does the credit card cover the collision damage because you have no coverage?
Suppose because you own older cars, you have dropped collision coverage on your personal policy. What happens then if you rent a car and there is damage? Does the credit card cover the collision damage because you have no coverage?