I've been thinking Feb, 2012, is when I'll make the leap to retirement! Now that I've put an approx date on it, I can't stand the thought of one day beyond that. I feel I'm getting more and more committed to that target date by default! Just got to bring DW along so she'll be comfortable.
I don't know if being German has anything to do with it but I think she'd work 'til she drops and worry the entire time about not having enough! ... all the way up to the point where you don't even need it anymore... you're DEAD!