OP
OP
bright eyed
Thinks s/he gets paid by the post
- Joined
- Jan 4, 2007
- Messages
- 1,891
Yes, she's allowed to keep up to $2500 for 2007 and 2008 is slightly higher...so she's below that limit - she keeps both incomes - part of the rational is that all of FIL's needs are covered by the nursing home.
I would definitely triple check everything they tell you - it was no small feat getting the right info and figuring out what to do.
Plus the daily calls, getting put on hold, having calls dropped - was not fun at all! But I was very patient and did not take it out on the people i was talking to - and they were all very patient too (considering they are so obviously understaffed)...
Also, the social worker didn't know the policy as well as i did and so i told him what i knew, he double checked and fixed it. so that's why i say, check check check again! i can't imagine how many people's cases get screwed up because of errors!
Youbet - some of this is CA policy, some is federal - i think the catastrophic coverage law is federal so i think the amounts above apply to everyone (but of course, i'd check that if you are not in CA)...so all of this plays into how much medi-cal is willing to cover them.
but most states' the insurance program works in a similar way - where medicare is the primary coverage and the state coverage helps fill in the gaps.
the oddest part is - now that he is in nursing care - their coverage is all "covered" - but before they had that insane share of cost that would have put them in negative. now they both have full medi-cal - so there are some weird inconsistancies in the policy.
on the other front, FIL is still not cooperating in any consistant way and i can hear the frustration in the staff's voices. at least this alleviates some stress for MIL and we can all focus on his mental state....
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