Retire2013
Recycles dryer sheets
Hello All! Happy Easter to those who celebrate this holiday. And Happy Spring to everyone else!
I write to share some personal happy news. As of last month, I have accumulated a nest egg that would give me 4% SWR if I quit right now. I will work an additional 2 to 3 years to bring that down to 3% SWR before I ER. I do NOT include the value of home in portfolio, only what's at Vanguard and Fidelity, etc.
Also, I have paid off my mortgage (sent Wells Fargo a check for $41K) this month and have zero car payments. I charge everything on a credit card to earn miles or hotel stays, etc. but I pay the entire balance at the end of each month to avoid paying any interest. I have zero debt. Feeling pretty great! Just would like you all to be happy with me!
I write to share some personal happy news. As of last month, I have accumulated a nest egg that would give me 4% SWR if I quit right now. I will work an additional 2 to 3 years to bring that down to 3% SWR before I ER. I do NOT include the value of home in portfolio, only what's at Vanguard and Fidelity, etc.
Also, I have paid off my mortgage (sent Wells Fargo a check for $41K) this month and have zero car payments. I charge everything on a credit card to earn miles or hotel stays, etc. but I pay the entire balance at the end of each month to avoid paying any interest. I have zero debt. Feeling pretty great! Just would like you all to be happy with me!