ScooterGuy
Recycles dryer sheets
- Joined
- Feb 12, 2007
- Messages
- 150
I still don't understand the now-current attitude of considering the 'equity' in one's house as the primary thing, to be considered first and foremost.
A house is shelter: keeping the outside and the inside separate; keeping the wind and the dust 'out there;' keeping the rain, snow, ice & sun away from the tender skin of me and mine; putting a barrier (however flimsy) between 'us' and 'them.'
"Be it ever so crumbled, there's no place like ..."
OK, it's nice that the value of the property has appreciated ... or, it's a shame that prices have gone down since you moved in.
Yet, since about 1970 +/-, it seems that the 'amount the house is worth' has become a national obsession. Houses are lousy investments (1% to 2% per year, historically ... even Series E Treasury bonds do better, over the long haul) ... but a shelter/house/apartment/'home' is a cherished place.
Without wanting to go into gory details, I know this for a fact, having been a homeless bum for about 5-6 years (a nasty divorece plus another nasty family dispute). Living rough, without a known, safe place to put your stuff, is dirty, smelly and dangerous. To give just one example, the simple act of getting one's body clean means you have to be naked and vulnerable, while you do so, and there are plenty of human predators out there who will make off with your stuff (& clothes) without a second thought, even if you don't wind up beaten bloody and/or raped (men or women).
If you can't afford a house, rent. Or build your own place. Put up a yurt on leased land.
But find a place to create shelter, make it a home, and forget the 'equity' nonsense.
A house is shelter: keeping the outside and the inside separate; keeping the wind and the dust 'out there;' keeping the rain, snow, ice & sun away from the tender skin of me and mine; putting a barrier (however flimsy) between 'us' and 'them.'
"Be it ever so crumbled, there's no place like ..."
OK, it's nice that the value of the property has appreciated ... or, it's a shame that prices have gone down since you moved in.
Yet, since about 1970 +/-, it seems that the 'amount the house is worth' has become a national obsession. Houses are lousy investments (1% to 2% per year, historically ... even Series E Treasury bonds do better, over the long haul) ... but a shelter/house/apartment/'home' is a cherished place.
Without wanting to go into gory details, I know this for a fact, having been a homeless bum for about 5-6 years (a nasty divorece plus another nasty family dispute). Living rough, without a known, safe place to put your stuff, is dirty, smelly and dangerous. To give just one example, the simple act of getting one's body clean means you have to be naked and vulnerable, while you do so, and there are plenty of human predators out there who will make off with your stuff (& clothes) without a second thought, even if you don't wind up beaten bloody and/or raped (men or women).
If you can't afford a house, rent. Or build your own place. Put up a yurt on leased land.
But find a place to create shelter, make it a home, and forget the 'equity' nonsense.