truenorth418
Full time employment: Posting here.
If I paid attention to how much we gain or lose every day I would go nuts.
When I was working, there were days where a whole year's salary could be gained or lost.
So I learned to tune it out. All that matters is the amount I get to withdraw each year, and that is based on the Dec 31 value.
+1. Yup - this is exactly the way I have learned to look at it. It helps keep things in perspective.
I know what my % rate is for the year-end withdrawal, and when I apply that % to the decline in my portfolio over the past week, I see that I will really only suffer a few $100 in annual spending. A few RBD's are not so bad when you look at your portfolio this way.