grasshopper
Thinks s/he gets paid by the post
- Joined
- Oct 9, 2010
- Messages
- 2,472
So Ms G wanted a retail credit card that provided free shipping on all her online orders. I had not applied for any credit for a long time, so I say let me apply. Deed done, I get a rejected letter.
Them: Letter states credit is fine we couldn’t verify that it was you who applied for the credit.
Grasshopper: What you have my name, social security number, drivers license number, date of birth, address and phone number.
Them: Well yea you did not pass the security questions.
1. If you had a mortgage in 2008 who serviced the mortgage?
2. What was the amount of the mortgage?
3. Who is Todd Whatshisname?
4. What is his relationship to you?
Grasshopper: No mortgage since 2003, never heard of Todd Whatshisname, you must be looking at someone else with my name.
Them: Oh no, we received the information for these identifying questions from public records, not from a credit report.
Grasshopper: Well ask me some new questions and lets try again.
Them: No can do, but if you mail us copies of your SS # DL, we will look again.
Grasshopper: Wait if I was making up some phony stuff, wouldn’t I have phony ID too.
Grasshopper: Click.
Now for 10 years I have written down every question asked on my three free annual reports. Truck loans made and paid off. Mortgage dates and amounts, especially because banks changed names or were serviced by other banks. Where I lived and when, what street, you name it, just for this reason.
I did Whitepage me, and they have me living in New Mexico.
Them: Letter states credit is fine we couldn’t verify that it was you who applied for the credit.
Grasshopper: What you have my name, social security number, drivers license number, date of birth, address and phone number.
Them: Well yea you did not pass the security questions.
1. If you had a mortgage in 2008 who serviced the mortgage?
2. What was the amount of the mortgage?
3. Who is Todd Whatshisname?
4. What is his relationship to you?
Grasshopper: No mortgage since 2003, never heard of Todd Whatshisname, you must be looking at someone else with my name.
Them: Oh no, we received the information for these identifying questions from public records, not from a credit report.
Grasshopper: Well ask me some new questions and lets try again.
Them: No can do, but if you mail us copies of your SS # DL, we will look again.
Grasshopper: Wait if I was making up some phony stuff, wouldn’t I have phony ID too.
Grasshopper: Click.
Now for 10 years I have written down every question asked on my three free annual reports. Truck loans made and paid off. Mortgage dates and amounts, especially because banks changed names or were serviced by other banks. Where I lived and when, what street, you name it, just for this reason.
I did Whitepage me, and they have me living in New Mexico.