Ed_The_Gypsy
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Checked the numbers today on my IRAs at Vanguard's web site.
* Rebalanced recently after 4 years to expand international to ~42% of total.
* ~80% in Vanguard funds (mostly indexes), 20% in managed international funds.
* 100% in equities (except for MM fund, where the dividends go until next rebalancing--this effect is so small I may go back to automatic reinvestment--but essentially 100% invested).
* No new money in 4 years.
Dec-01 base
Dec-02 -13%
Dec-03 +33%
Dec-04 +18%
Dec-05 +13%
Average since Dec 01 = +11.6%/annum. Much, much better than I ever expected.
Vanguard doesn't like my allocation. It differs from total world averages. I still feel Japan and Europe are sick and have not taken adequate corrective actions yet. Of course, that means I will miss the bounce.
And then there is Andy Tobias' question: Yeah, it's a bad stock[fund/market], but is there no price at which you wouldn't buy it? (My answer: no. )
Hope you-all are doing well, too.
Cheers,
Ed
(Where the heck can I find out how to make the table function work in this editor?)
* Rebalanced recently after 4 years to expand international to ~42% of total.
* ~80% in Vanguard funds (mostly indexes), 20% in managed international funds.
* 100% in equities (except for MM fund, where the dividends go until next rebalancing--this effect is so small I may go back to automatic reinvestment--but essentially 100% invested).
* No new money in 4 years.
Dec-01 base
Dec-02 -13%
Dec-03 +33%
Dec-04 +18%
Dec-05 +13%
Average since Dec 01 = +11.6%/annum. Much, much better than I ever expected.
Vanguard doesn't like my allocation. It differs from total world averages. I still feel Japan and Europe are sick and have not taken adequate corrective actions yet. Of course, that means I will miss the bounce.
And then there is Andy Tobias' question: Yeah, it's a bad stock[fund/market], but is there no price at which you wouldn't buy it? (My answer: no. )Hope you-all are doing well, too.
Cheers,
Ed
(Where the heck can I find out how to make the table function work in this editor?)
