We spent 57K in 2008 excluding all taxes. Married, retired for 6 years, no dependents at home (DS graduated with BS in engineering and moved out in Aug), no debt, home, 2 vehicles, no big vacation this year but lots of jaunts to see grandkids. Plan is to budget 55K for 2009 not including a new car soon - intend to pay cash.
JohnP
JohnP